what?
Mobile payment tool & platform for regular and crypto currencies. It’s a white label solution targeting especially mobile carriers.
how?
We use IBAN to process the transaction. The transaction itself is stored as a smart contract in the blockchain. And that no one does today.
market
IBAN is used in 105 countries, some using SEPA and/or SWIFT.
why?
Before, we almost had to become a bank to do what we do today. Thanks to the PSD2 regulation which came into force in 2018, we now have access to all bank accounts in Europe as a fintech company. In Asia, the Monetary Authority of Singapore (MAS) supports API’s as part of its Smart Financial Centre initiative. Finally, the Economics Committee of Australia and the Financial Services Commission in South Korea also promote the idea of API’s, the open banking and APIs make inroads into the United Arab Emirates through the Cohort sandbox initiative and Innovation Testing License (“ITL”) of DFSA.
How It Works
1. Download our app and simply add your existing bank account numbers or ewallet
2. Pay with your smartphone in any shop either at the terminal or scan a QR code
3. Using Open Banking API gives us secured access to your bank account
4. The payment is initialized from your bank account and send to the merchant’s account
5. The transaction is stored as a smart contract in the blockchain
6. The merchant is receiving the funds much faster
The Paypolitan platform will use blockchain technology, smart contracts and open banking APIs to provide a next-gen billing solution that meets the needs of modern payment systems for businesses and customers.
The key benefits of the Paypolitan protocol are
• Lower costs – lower the cost of payment by initiating direct IBAN transfers or crypto transfers;
• Simplicity – deliver simple one-click payments and slick SCA (Strong Customer Authentication) user experience;
• Single entry point – managing all funds in one place (crypto or fiat);
• Increased security – Eliminate the need for sharing payment credentials or revealing shared “shared secrets” (credit card numbers, CVC, etc.);
• Contactless payments
• Minimize user error – Remove the need for users to manually enter payment details or an account number
• Make fast secured payments with Paypolitan – instant payments with smartphone, tied to IBAN around the world, protected by blockchain and smart contracts.
Advantages
User
- easy to use like Apple Pay account in 3 minutes
- put as many as bank accounts you want
- add also your e-wallet
- works with every bank that uses IBAN or almost instantly SEPA formats in 104 countries
- use your existing bank accounts
Business
- easy to use, set-up of your
- lower commission fees
- higher margin
- get your money faster, almost instantly
- lower commission fees than credit
Wallet
- set-up in a minute
- worldwide
- use PAN token for crypto payments
Card
- receiving funds almost instantly
- increase margin and cahsflow
Distribution
In order to distribute our solution, we focus on white label solutions. Our own brand Paypolitan will rather be a showcase. Our payment solution is meant to be labeled with our partners brands. We target companies that either have the supporting device or process a number of monthly and or recurrent payments.
Mobile carriers
Mobile carriers might be the most important adopters of our solution as they supply their subscribers with smartphones. Today, there are 2500 mobile carriers including MVNO’s and sub brands with 5 billion subscribers globally, 180 network mobile carriers with 1.2 billion subscribers in Europe. With Paypolitan’s payment solution, mobile operators will generate new, significant revenue: transforming their existing subscribers into banking clients without becoming a bank.
Banks
Our solution is also an appropriate solution for existing bricks & mortar banks who intend to take a stake in a new market of digital online banking…and this time this banking is not done from a computer but a smartphone which requires the right environment. Paypolitan could provide a plug&play solution or platforms for banks.
Messaging services
Most messaging services have a problem making their service profitable. WeChat make a really “great bound” in terms of revenues from 2010 to 2018. Messaging services are a perfect distributer because they are basically installed on smartphones. Our payment tool could be integrated as a daily life payment tool but also like a peer to peer payment tool or payment tool for purchasing online gaming features (Discord)..
Social networks
Not surprisingly, social networks are in the logical line with messaging services as some of the most important global messaging services are a feature of social networks like Facebook. Apart from basic social networks matching people – private or professionally – others have ambitions to become a service provider for the whole life of a consumer analyzing his behavior and social category. At the end, those social networks offer services to their user and will end up covering also the payment part.
Airlines
Which airline doesn’t offer a labeled credit card nowadays? We have a clear focus on low cost airlines as they are highly reactive. Focusing on pan-European low cost carrier like Ryanair, EasyJet, Eurowings and several pan-European players.
Gaming
Gaming became over the past decade one of the fastest growing sector thanks to broadband and 4G coverage. Paying features are today a core business of the gaming industry. Paypolitan could be integrated as a one-click payment tool so gamers could buy premium features.
... and many more
Among other adopters of our white label solutions, especially the online and POS solution, are any sort of convenience providers as:
You can continue to write an almost endless list of potential players. Another important block could be public authorities, paying of local taxes, mandatory contributions.
• Retailers Electricity provider
• Food delivery services
• Taxis and Uber-like services
• Internet service provider
• Pharmacies
• Insurance companies
You can continue to write an almost endless list of potential players. Another important block could be public authorities, paying of local taxes, mandatory contributions.
Mobile World Congress
Barcelona, Spain
February, 24th - 27th, 2020
Mobile World Congress
Barcelona, Spain
February, 24th - 27th, 2020
Past Events
Shift Money 2019, Zagreb, Croatia, November 18th - 19th, 2019
Monex Europe, Warsaw, Poland, November 27th - 28th, 2019
Blockchain Life 2019, Moscow, Russia, October 16th - 17th, 2019
UNCHAIN, Berlin, Germany, June 14th - 15th, 2019
Select USA, Washington D.C., June 11th-13th, 2019
Malta Blockchain Summit, St. Julian, Malta, May 23rd-25th, 2019
FAIR SEMINARY / TOKENIZATION OF ASSETS, Paris, France, May 20th, 2019
The 26th Investor Gathering Bizcom, Jakarta, Indonesia, April 30th, 2019
Traders Fair, Kuala Lumpur, Malaysia, April 26th, 2019
Bloconomics Blockchain Leaders, Putrajaya, Kuala Lumpur, Malaysia, April 25th-26th, 2019
Live Blockchain Summit Asia, Singapore, April 23rd – 24th, 2019
Future Blockchain Summit, Dubai, United Arab Emirates April 3rd - 4th, 2019
Paris Blockchain Summit, Paris, France, January 31st - February 1st, 2019
Shift Money 2018, Zagreb, Croatia, November 26-27th, 2018
Kiyv Crypto Venue, November 20th, 2018
World Blockchain Summit, Amsterdam, Netherlands, November 9th, 2018
Moscow Blockchain Summit, September 26th, 2018
Berlin Blockchain Week, Berlin, Germany, September 5th - 11th, 2018
Founding Team
Nils Tharandt Ortiz
CEO
Nils, 46, is an entrepreneur, lawyer by education holding 2 legal mast...
Nils, 46, is an entrepreneur, lawyer by education holding 2 legal masters from University of Paris Seine and a specialization in human rights from René Cassin Institute, Strasbourg. After 6 years working at embassies and international organizations, he left for the private sector and made successfully 2 exits: directory assistance SCOOT 118 000 sold to Seat Pagine Gialle (Italian Yellow Pages) and Best Of Artisans, the French craig’s list, sold to Bertelsmann France. He is working in telecommunications for 17 years. He is also the official State rep of Louisiana to France.
Marko Roemet
CFO
Marko, 47, is a trained lawyer and has worked in the banking industry ...
Victor Cristinari
CTO
Victor, 38, is an entrepreneur and software architect, holding a BS de...
Victor, 38, is an entrepreneur and software architect, holding a BS degree in Computer Science from the Technical University of Iasi, Romania. He is the CTO of SourceTask, a high performing software development provider. Victor has designed and maintained various highly scalable software platforms and was involved with various start-ups in Europe and US.
Jean Safar
Blockchain Architect
Jean, 53, holds an MS in mathematics, has over 25 years experience in ...
Jean, 53, holds an MS in mathematics, has over 25 years experience in distributed and HPC technologies. Co-founder of Matrics and CTO of LiquidShare, he has architected production ready blockchain solutions. Jean was also the co-founder of ActiveViam and the creator of ActivePivot. He also worked as Chief Architect for investment banks such as Dresdner, UBS or Lehman Brothers and created and participated in 5 start-ups in Europe, Japan and the US. Jean is a 1989er Silicon Valley veteran!
Florin Apetrei
CXO
Florin, 34, is designing digital experiences for more than 15 years, w...
Florin, 34, is designing digital experiences for more than 15 years, worked with some of the biggest brands in the world of banking as HSBC and UniCredit. He is passionate about creative problem-solving and conceptualizing new ways in which people can be helped by technology. A firm believer in tech for good.
Team Members
Anamaria Loznianu
Mobile Developer & Scrum Master
Ana, iOS developer & Scrum Master, passionate about software engineeri...
Ana, iOS developer & Scrum Master, passionate about software engineering and management. During the years of mobile development, Ana worked on different projects from many areas: streaming & DRM integration for the mobile app of TiVo, event planning, social, audio processing, banking, investment, image processing, and the list goes on.
Calin Ciubotariu
Mobile Developer
Paypolitan mobile lead, Calin, has developed a wide variety of mobile ...
Paypolitan mobile lead, Calin, has developed a wide variety of mobile apps and has spent the last decade building applications that range from advertising and social media to event planning and mobile payments. He loves building from scratch; designing, outlining the architecture, implementation and building for scalability and maintainability.
Radu Stoica
Back-end Developer
Paypolitan backend developer, Radu is an invaluable engineer and his c...
Paypolitan backend developer, Radu is an invaluable engineer and his curiosity has driven him to always try new things in the world of programming. He has a bachelor’s degree from the Faculty of Automatic Control and Computer Engineering from Iasi, Romania. Over the years, he has worked on and strived to improve the performance of a variety of applications in e-commerce, social media, instant messaging and event planning. He is an AWS enthusiast and always tries to leverage their services to make his life easier. In his free time, he enjoys playing video games, watching movies and cooking (almost) healthy food.
Stefan Ilie
Web developer
Paypolitan web developer, Stefan cares deeply about the front-end and ...
Paypolitan web developer, Stefan cares deeply about the front-end and its impact on the users. Having a curious nature, he likes to “play around” with each new technology as soon as it is made public. Stefan is also one of the most energetic and open-minded team members, that can always find some humor in any situation.
Evgeniya Mihailova
Financial Communications
Evgeniya, 34, is in charge of financial communications. She holds dipl...
Evgeniya, 34, is in charge of financial communications. She holds diplomas of business administration and finance of University of Shymkent, Kazakhstan, and Moscow State University. She worked 6 years at National Bank of Uzbekistan (NBU) in charge of currency conversion. Later, she worked as a trader in a Kiev based investment fund.
Advisory Board
Steffen Bassler
Managing Director SwissOne Capital
Steffen, 46, is Managing Partner of Capstan Capital Partners, an indep...
Steffen, 46, is Managing Partner of Capstan Capital Partners, an independent, privately owned boutique investment-banking firm withoffices in London, Germany and Switzerland. He has over 15 years’ experience in Investment Banking as European Head at CreditSuisse, Strategy Consulting and Asset Management.
Daniel Staarmann
Manager, METRO Group
Daniel Staarmann, 40, is an entrepreneur and telecommunications top ma...
Daniel Staarmann, 40, is an entrepreneur and telecommunications top manager holding an MSc from Tilburg University, The Netherlands. Previous to his current management consultancy, Daniel was CEO of Ortel Mobile, a Telefonica subsidiary, and Manager at E-Plus KPN group in charge of their MVNO portfolio, responsible for 400 million EUR annual turnover. He is totaling 10 years of experience in telecommunications.
Bruce Jeong
Deputy Chief Executive Officer - FundShing Investment
Bruce Jeong, 48, is one of the leading block- chain influencers and ex...
Bruce Jeong, 48, is one of the leading block- chain influencers and experts in Korea. After studying respectively at Macquirie and Curtin University, Bruce started a 15 years career in private equity and investment banking with a focus on M&A. He worked among others at New York Consulting Group. Currently, he is investor and deputy CEO at Fundshing, a platform which provides numerous solutions to DLT-based startups and global partner at Tokenomics.
The PAN token
The “PAN” token is an utility token. We will issue a total of 946,970,000 tokens. 189,394,000 tokens will be kept in reserve. 757,576,000 will be distributed of which 7.5% are available for purchase during our 3 IEO. The PAN token can be traded at several exchanges where it will be listed.
The total number of tokens available for IEO are 56.822.222
Soft cap: 2.400.000 €
Hard cap: 5.114.000 €
Our bonus programme will be the following discounted token prices for investments:
- $ 1.000: -5%
- $ 3.000: -10%
- $ 5.000: -50%
Name of token:
PAN
Token Supply:
5 500 000
Token emission price:
US$ 0.10
Why you should invest?
- Become a part of the Paypolitan eco-system and grow with our partners
- Use your PAN tokens for payments, get discounts on fees
- Be part of a success story: it’s a huge market of 482 million non cash payments per year
- Paypolitan is a global payment solution
- Use it for peer-to-peer payments as in the supermarket
- Use Paypolitan for remittance
Any questions?
Feel free to contact our financial communications department
Evgeniya Mikhaylova
evgeniya (at) paypolitan.com
Evgeniya Mikhaylova
evgeniya (at) paypolitan.com
For any media inquiries, please contact our public relations department:
Email: media (at) paypolitan.com
For investor relations, please contact our financial communications department:
Evgeniya Mikhaylova
Email: evgeniya (at) paypolitan.com
Follow us on our social media accounts to get the latest updates and news:
Our partners
Listing.Help
Listing.Help - is the leading agency for listing on cryptoexchanges and has the status of an official partner on many exchanges. Listing.Help has been listing ICO projects for over 2 years and has already successfully helped more than 300 clients. Thanks to direct contact with the management and owners of 70+ exchanges, Listing.Help provide clients with the most favorable conditions and the much lower prices than official on exchanges. Listing.Help has partnership relations with such exchanges as Binance, Bittrex, Yobit, IDEX, Lbank etc. As a result, the client is listed out of turn for the price lower than the official thanks to Listing.Help.
Livecoin
Livecoin is a modern, safe Trading Platform for accessing cryptocurrency exchange markets with very simple interface and low trading fees. Livecoin Exchange is a service for sale and purchase of cryptocurrency for cryptocurrency and for fiat money with large variety of trading tools; bots trading and arbitrage is also available and allowed. Customers may exchange, buy, sell, play on the rates fluctuations and make profits – same as at conventional exchanges. Except here they are dealing with a new type of money – cryptocurrency, which gives more room for maneuver and higher potential profit. Livecoin Exchange is universal – it is providing an intuitive, simple interface for beginners and an array of enhanced features for more experienced traders, interested in detailed information on the markets.
Stolik
Stolik is a major mobile app for food delivery and restaurant table reservations in Central Asia with over 1.2 million users. With Stolik, users can easly make a reservation for a table in a restaurant or order a food delivery to their home or office.
Woodland
Woodland is a genuine dry gin from the wooded uplands of Sauerland. The predominantly local botanicals give this Sauerland distillate its unique flavour. Spruce tips, wood ears and dandelion root imbue the body with wooded, earthy notes. A gentle top note of fresh nettle, hand-picked sorrel and citrus adds a tangy element to the taste. This creates a bitter, fresh gin, distilled with independent, subtle, smooth Sauerland spring water, ideally suited for aperitifs, long drinks with selected tonics or cocktails.
*BitForex gained 603% from January 1st until May 31st, 2019
Paypolitan does everything in its power to ensure that its promotion offer is always up to date, correct with respect to content and complete. Nevertheless, the possibility of mistakes occurring cannot be entirely excluded. With the exception of the information provided in the imprint, Paypolitan does not accept any liability for the accuracy, completeness and topicality of the information provided on this website. In no case will any liability be accepted for damages incurred from the use or lack of use of this website, unless due to wilful intent. No liability of any kind is accepted for the contents of external links from this website to third-party websites offering contents that are the responsibility of third parties.
